What to do After a Bicycle Hit And Run Accident?

A bicycle hit and run accident is one of the worst types of collisions. Knowing what to do afterward can be difficult since you may feel overwhelmed and are possibly in shock. However, the next steps you take can have a significant impact on whether you are able to track down the at-fault party and hold them accountable.

At the Scene

Before anything else, call 911 so that the police and first responders will arrive on the scene to administer the medical attention you need and create a report. While you wait, try your best to remain calm and move to safety. If you can, write down as many details as possible about the vehicle that struck you, including the:

• Make, model, color, and any part of the license plate you can remember. Even if you only remember the state, it can be helpful.
• The direction the driver was coming from relative to your position and where you were struck.

Also, document the scene if you can, including:

• The date, time, and location of the accident.
• Take any photos you can of the accident scene, your injuries, and your bike. This can help back up your version of the events and can help jog your memory later. Capture the damage to your bicycle from every angle.
• Identify any witnesses to the accident and ask for their names and contact information. If they are willing, you can take a recorded statement on your phone.

The more information the police have, the better the odds of finding the at-fault driver. These pieces of evidence will also help you when filing an accident claim with your auto insurance company if your policy provides coverage.

Seek Medical Attention

If you were not immediately transported to the hospital, seek medical attention as soon as possible, even if your injuries seem minor. Your health and safety are the number one priorities, and some severe injuries can have delayed symptoms. Getting checked out will also provide documentation to establish that your injuries are related to the hit and run.

Report the Accident to Your Insurer

Notify your auto insurance company of the hit and run accident, and depending on your coverage, they will advise you on the next steps for filing a claim. If the at-fault party is not found, your auto insurer may be your only option for compensation to cover your medical bills, lost income, etc. However, it is still in your best interest to discuss your case with a San Diego Bicycle Accident Lawyer, especially before making a recorded statement. A San Diego bike accident attorney will protect your rights and ensure you recover fair compensation.

If the at-fault driver is identified, you have the right to file a claim against their auto insurer. If they do not have insurance, you can pursue a personal injury lawsuit to sue the driver personally. If you already filed a claim with your auto insurer, your insurance company will file a subrogation claim against the at-fault party’s insurer to recover compensation for the damages they already paid to you.