Many riders assume that choosing Uber Black, the premium or “luxury” option within Uber’s platform, comes with added safety and protection. Unfortunately, this is not the case when it comes to insurance coverage after an accident. Despite its higher price point, Uber Black does not provide the same $1 million insurance coverage that is standard for other Uber ride types, including UberX.
Understanding the Uber Black Coverage Cap
In California and across the United States, Uber typically provides $1 million in insurance coverage to protect passengers if they are injured in a crash while using most of its services. However, Uber Black operates differently. The gap in Uber Black insurance coverage means passengers may be subject to the driver’s commercial insurance rather than Uber’s broader policy, which can result in significantly less protection if a serious accident occurs.
This coverage gap means that riders paying more for Uber Black are not automatically better protected. In fact, they may find themselves with fewer resources available to cover medical expenses, lost wages, or other damages.
Learn About The Common Injuries in a Rideshare Accident
Why Uber Black Insurance Coverage Matters
Understanding the limits of Uber Black coverage is critical for anyone using rideshare services. Accidents can happen regardless of the type of vehicle, and knowing what coverage applies can make a major difference in recovery and accountability.
At CaseyGerry, our attorneys have extensive experience handling rideshare accident cases and advocating for passengers’ rights. Attorney David S. Casey III recently explained this issue in detail, highlighting the importance of awareness and consumer protection in an evolving rideshare industry.
Advocating for Injured Passengers
At CaseyGerry, we remain committed to protecting passengers and ensuring they understand the realities of Uber Black insurance coverage and their right after an accident. If you have been injured in a rideshare accident, our team is here to provide guidance.
📞 Call (619) 486-3625 to speak with our Uber Rideshare Attorneys